5 Reasons to Start the Year with A Home Warranty

As a homeowner, you know how important it is to protect your home since it is one of your most significant investments, and one of the best ways you can protect your home is by purchasing a home warranty plan.

A home warranty is a service contract that covers the cost of your home’s appliances and systems if they break down due to age or normal wear and tear. Whenever your appliance or system fails to function, you just call the home warranty company to file a claim then the company will send a technician who will come and assess the damage.

 Once your claim has been approved, the company will cover the cost of repair or even replace the system or appliance if necessary. You will only pay a service call fee, which can be $60-$100. However, you should note that a home warranty works similarly to home insurance because you have to pay a monthly or annual premium to the home warranty company.

Unfortunately, many homeowners are very reluctant when it comes to purchasing a home warranty plan. This could be because they don’t know the many benefits that come with having a home warranty. So, as the year is about to start, one of the smart moves you need to make is to purchase a home warranty plan. Here are some of the five reasons why you should start the year with a home warranty.

1. It will save you money

This is one of the most significant reasons why you should purchase a home warranty plan. Your appliance such as the washer/dryer or refrigerator can stop working when you least expect it. The cost of repairing these systems or appliances can be quite high.  Moreover, they may break down beyond repair, meaning you will have to replace them. But what if you don’t have the money to get a new one, what do you do? This is where a home warranty comes in. If the appliance is under your coverage, the home warranty company will replace your appliance. You will only pay the service call fee which is very low.

2. Provides comprehensive coverage

You should also consider investing in a home warranty because you will receive comprehensive coverage. One thing about the home warranty plan is that it doesn’t cover just a single item in your house. It will cover almost all your appliances in your house, depending on the plan you choose. Some of the items that are generally covered by a home warranty plan include plumbing, electrical, HVAC system, appliances, water heaters, etc.

3. It will save you time

Of course, time equals money. As mentioned above, your home’s system or appliances can break down at the worst possible times. This is the time when you will start to scramble trying to find a reliable and trustworthy technician who can come and repair your appliance or system. But when you have a home warranty plan, you will just give the company a call, and they will be at your house in no time to assess the damage. Of course, this will save you time.

4. Flexible payment options

Another incredible thing about a home warranty is its flexible payment options. You will always find a plan that fits your home as well as your budget. You can also choose to pay your premiums monthly or annually, depending on your preferences.

5. It gives you peace of mind

In life, there is nothing better than knowing that somebody has your back- that they will always be there for you. This is exactly what happens when you have a warranty plan. The peace of mind that comes with having a home warranty plan is on another level. A homeowner will be at peace knowing that his or her home is protected. Most of these reputable home warranty companies operate 24/7, so you can always get a hold of them no matter the time.