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Guide: Legal and Finance (Page 2)

Frugal Solutions To Manage Your Residential Electric Bill

Everyone needs electricity, but everyone doesn’t need to go broke trying to pay his or her bill. If you’ve recently put yourself a budget, you’ll want to pay special attention to your electricity bill since it’s one of the many recurring bills that you have to pay. You’ll be glad to know that there is a flexible range of solutions that will help you manage... [Continue Reading]

5 Ways for Apartment Renters to Save Money on Winter Heating Bills

Winter is almost upon us – are you prepared? When it comes to saving money on winter and heating bills in your home – things are a little easier, because you have the freedom to make adjustments. Yet, when it comes to an apartment you are renting, things get a little trickier. If you start to notice higher than usual heating bills, chances are something needs to be repaired –... [Continue Reading]

Equity Release, A Good Property Investment Financing Option

As the global population density increases and land as a factor of production become unaffordable resource to majority of people, more individuals are finding it more reasonable and even convenient to invest in apartment. Some of the major benefits include relatively low cost of property maintenance and abundance of amenities such as security systems. Although there are varied properties... [Continue Reading]

5 Apartment Heating Tips to Save You Money

If you happen to live in a city where the winter weather tends to be especially harsh and you’re also an individual who lives in an apartment, then you can probably attest to the fact that depending on how cold it gets, sometimes your heating bill can end up costing you a couple of hundred dollars—easily. It doesn’t have to be that way. There are actually some things that... [Continue Reading]

5 Products That Can Help You Save Money and Energy in Your Apartment

When it comes to cutting your carbon footprint, there are all kinds of steps you can take. For one thing, you can take the 3 Rs to heart by reducing the amount you consume, reusing whatever you can (instead of buying disposable items), and recycling items that you no longer need. You could also add a fourth R to your list by purchasing reclaimed furniture for your apartment. You can take... [Continue Reading]

Rental property: Modify your loan to make your investment affordable

You may be struggling to repay your loan that you took for your rental property. You'd have faced a lot of difficulty in getting it modified by your lender, if the government hadn't come up with its own loan modification program. However, since help is available at hand where over 100 lenders are participating to provide mortgage relief to struggling borrowers like you, it is important for you... [Continue Reading]

A Guide to Choosing Landlords Insurance

Most people have some kind of home insurance. How comprehensive this insurance is will entirely depend on your needs. Some people opt for full coverage of both their property and their contents, whilst others will choose one or the other. Insurance needs will vary from person to person; the type, size, value and location of your property will all play a role in determining what kind of cover... [Continue Reading]

Landlords: How to Find the Right Conveyancer

Finding the right conveyancer is crucial for a smooth, quick and stress free purchase of property. It is even more vital when you are trying to buy property to let it out, as you want to be able to get someone in as soon as you can. Follow these tips and you’ll be able to find a conveyancer who’ll deliver a great service. Shop Around Never ever go for the first quote that you... [Continue Reading]

Rental Income Properties

Anybody that has ever considered purchasing a property with the intent to rent it out to generate income would be advised to do a lot of research before moving ahead with the plan. While it can be a lucrative investment opportunity it is a business and therefore cannot be approached the same way as typical home ownership. The very first question to be answered is can you afford the bank... [Continue Reading]

How to Extend Your Shareholder Lease

There are two main types of property ownership; freehold and shareholder. The difference between the two is that a freeholder will own their property outright, whereas a shareholder will own a lease to their property. A shareholder lease does not mean that a person is renting the property. Instead, it means that they have signed a contract which gives them ownership rights for a pre-agreed... [Continue Reading]